Overview of Services
Plan Types
Profit Sharing
401(k) Profit Sharing
401(k) Safe Harbor
Paired Defined Contribution - Cash Balance
Paired Defined Contribution - Traditional Defined Benefit
Prevailing Wage
Multiple Employer Plan
Plan Sponsor Services
Custom Plan Design & Set-up
Retirement Plan Partners knows selecting, designing and implementing a retirement plan can be a complex process. We will guide you through each step of the process and help you design the plan that meets the needs of your employees and organization. This process includes:
Free analysis of your retirement plan goals
Prototype Plan Document
Employee Summary Plan Description Booklets
Certificate of Corporate Resolutions
Employee “Notices” and Instructions
Funding and Policy Method
Retirement Plan Guide
Ongoing Plan Administration
Retirement Plan Partners will work closely with you to help ensure your plan continues to operate in compliance with DOL and IRS regulations. Services include:
Newly Eligible Employee Material
Periodic reminders to assist with employee eligibility and entry dates
Employee Distribution and Loan Processing
Assistance with Vesting Determination
Assistance with Employee/Employer Contribution Requirements
Plan Amendments
Legislative Updates
IRS mandated 6-year cycle Plan Restatement
Reconciliation of Trust Assets and Employer Report
Participant Statements (if applicable)
Determine eligibility for and allocate employer contributions and forfeitures
Plan Compliance & Reporting
Retirement Plan Partners works to ensure that each plan has complete plan administration, consultation and compliance services. These services include:
ADP/ACP Non-Discrimination Testing
Top-Heavy Testing (IRC §416)
Coverage Testing (IRC §410(b))
Annual Additions Testing (IRC §415)
Salary Deferral Testing (IRC §402(g))
Corporate Deduction Limit (IRC §404)
General Non-Discrimination Testing [401(a)(4)]
Compensation Ratio Testing [414(s)]
Form 5500 and related schedules
Summary Annual Report
Consulting Services
On-going Plan Design review to meet Your Goals
Late Contribution and Loan payment determination
Lost Earnings calculations
Completion of Form 5330
Operational or Plan defect review
Controlled Group Determination
Plan Termination
Partial Plan Termination
Services to Investment Advisors
Retirement Plan Partners, LLC will work closely with advisors to help determine which plan design is best for your current or prospective clients.
Proposals
We will provide a detailed proposal outlining the services we offer and our competitive fee structure.
Consultation
We will discuss with you all the qualified plan designs available to you and your client and work closely to ensure plan design meets your clients goals.
Availability
We will make ourselves available, whether in person or via conference calls to assist you and your client with implementing and operating their qualified retirement plan.
Updates
We will work closely with you and your client after the plan is implemented. We will keep you informed of legislative updates that affect your client as well as any concerns that develop during the administration of the plan.